Ricky Gilbert

I truly take my responsibility to you and your financial needs seriously. I understand that a mortgage, in any form (first-time buyer or seasoned investor) is a very important transaction in my client's life. I take personal pride and interest to make sure that things go smoothly. I believe that people deserve to be treated with respect and honor. 

99% of my business is from referrals through the years. People I have been allowed to serve know I have the passion, knowledge, and work ethic to get things done. They gladly refer me to their friends, co-workers, parents, kids, and neighbors without hesitation.

I am proud of the faith people put in me and do not take it lightly. My mission is to align you with the absolute best product available for your situation. I also strive to keep you informed throughout the loan process, answer questions, explain options, and eliminate hassles and worry along the way.

Although in our current market environment, the loans available take a little more work and focus, I can confidently approach any client and know that I have the greatest and most diverse products, lowest closing cost, always competitive rates, user friendly technology, and streamlined/seamless processes. Partnered with my awesome team of processors and underwriters, I will get your transaction closed and on time.

The Legacy Group’s philosophy works hand in hand with my own: to provide diverse mortgage options with integrity. I can walk by ANY client I have ever served and hold my head up high. It’s a freeing feeling when your just treat people right.

Please call me with any Purchase, Refinance, Rehab, Construction, Reverse Mortgage, or even commercial.. I’d love to talk and earn your business! 

Please feel free to ask me for a referral list of satisfied, happy clients!