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    <title><![CDATA[The Legacy Group - News]]></title>
    <link>http://www.legacyg.com/news</link>
    <description>News and Information from The Legacy Group</description>
    <dc:language>en</dc:language>
    <dc:creator>perp@legacyg.com</dc:creator>
    <dc:rights>Copyright 2012</dc:rights>
    <dc:date>2012-04-30T23:02:18+00:00</dc:date>
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    <item>
      <title><![CDATA[HARP 2.0 - Music to the ears of underwater homeowners]]></title>
      <link>http://www.legacyg.com/news/harp-2.0-music-to-the-ears-of-underwater-homeowners</link>
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	<img alt="" src="http://www.legacyg.com/wygwam/harp.jpg" style="margin-right: 10px; float: left; width: 295px; height: 200px; " /></p>
<h1>
	<strong><span style="color:#41ad4b;font-size:200%;"><span style="color:#402a12;">Strumming the</span> HARP 2.0</span></strong></h1>
<h3 style="margin-bottom:8px;">
	Music to the ears of underwater homeowners</h3>
<p class="p-content">
	Unlimited loan-to-value, no appraisal necessary, no minimum credit requirement&mdash; for someone stuck in an underwater mortgage with a high interest rate, HARP 2.0 is sweet music to the ears.</p>
<p class="p-content">
	But is it</p>]]></description>
      <dc:date>2012-04-30T23:16:37+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[FHA streamline refi fees dropping for certain borrowers]]></title>
      <link>http://www.legacyg.com/news/fha-streamline-refi-fees-dropping-for-certain-borrowers</link>
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<h1>
	<strong><span style="color:#41ad4b;font-size:200%;">Spring cleaning</span></strong></h1>
<h3 style="margin-bottom:8px;">
	FHA streamline refi fees dropping for certain borrowers</h3>
<p class="p-content">
	It&rsquo;s spring-cleaning time. Time to root through the garage and reduce clutter. The faithful family television that got you through the entire series of &ldquo;Seinfeld?&rdquo; See ya. The squeaky treadmill covered in cobwebs? Out the door. The old</p>]]></description>
      <dc:date>2012-04-30T23:02:18+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Prune your mortgage misconceptions]]></title>
      <link>http://www.legacyg.com/news/prune-your-mortgage-misconceptions</link>
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	<strong><span style="color:#41ad4b;font-size:200%;"><img alt="" src="http://www.legacyg.com/wygwam/Growing-Season.jpg" style="margin-right: 10px; float: left; width: 200px; height: 224px; " />It&#39;s growing season&hellip;</span></strong></h1>
<h3 style="margin-bottom:8px;">
	Prune your mortgage misconceptions this spring</h3>
<p class="small-space">
	For the past several years, many U.S. homeowners</p>]]></description>
      <dc:date>2012-04-30T20:55:03+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[HARP 2.0  - Don&#8217;t Miss Out]]></title>
      <link>http://www.legacyg.com/news/harp-2.0-mortgage-refinance</link>
      <guid>http://www.legacyg.com/news/harp-2.0-mortgage-refinance#When:23:01:16Z</guid>
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								<a href="http://www.legacyg.com/locations?utm_source=legacy+blog&amp;utm_medium=web&amp;utm_campaign=HARP+2.0&amp;utm_content=hero-link" style="border:0; text-decoration:none;" title="Learn more about HARP 2.0 today"><img alt="Is your mortgage underwater? We're here to help" src="http://www.legacyg.com/images/html_email/program_email/HARP-2.jpg" style="border-bottom: 0px; border-left: 0px; border-top: 0px; border-right: 0px" /></a></td>
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								<p style="font-size:12px;width:520px;margin-bottom:18px;">
									With no maximum loan-to-value on 30-year terms and no minimum credit score, <span style="font-weight:bold;"><a href="http://www.legacyg.com/locations?utm_source=legacy+blog&amp;utm_medium=web&amp;utm_campaign=HARP+2.0&amp;utm_content=talk-with-me-today" style="color:#402a12; text-decoration:none;" title="Legacy Group locations">talk with a Legacy loan officer today</a></span> about how to lower your interest rate and monthly payment with the new HARP refi program&mdash;whether or not your home is underwater..</p>
								<ul style="font-size:12px;">
									<li style="padding-bottom:5px;">
										No maximum loan-to-value ratio limits for</li></ul></td></tr></tbody></table></td></tr></tbody></table>]]></description>
      <dc:date>2012-03-19T23:01:16+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Five ways to reduce your financial stress.]]></title>
      <link>http://www.legacyg.com/news/five-ways-to-reduce-your-financial-stress</link>
      <guid>http://www.legacyg.com/news/five-ways-to-reduce-your-financial-stress#When:22:26:06Z</guid>
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	<img alt="" src="http://www.legacyg.com/wygwam/Journal/5-ways.jpg" style="margin-right: 15px; margin-top:5px; float: left; width: 181px; height: 238px; " />
	<h1 style="margin:0; padding:0;">
		<strong><span style="font-size:200%;"><span style="color:#00aeef;">Find freedom</span></span></strong></h1>
	<p style="font-size:130%;padding-bottom:10px;">
		Five ways to lower your financial stress this winter</p>
	<p>
		<i>Take a deep breath. Now exhale. Repeat as needed.</i></p>
	<p></p></div>]]></description>
      <dc:date>2012-02-01T22:26:06+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Learn how a little acronym can save money and the environment]]></title>
      <link>http://www.legacyg.com/news/learn-how-a-little-acronym-can-save-money-and-the-environment</link>
      <guid>http://www.legacyg.com/news/learn-how-a-little-acronym-can-save-money-and-the-environment#When:21:44:49Z</guid>
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	<img alt="" src="http://www.legacyg.com/wygwam/Journal/EEM.jpg" style="margin-right: 15px; float: left; width: 184px; height: 123px; " />
	<h1 style="margin:0; padding:0;">
		<strong><span style="font-size:200%;"><span style="color:#00aeef;">EEM explained</span></span></strong></h1>
	<p style="font-size:130%;padding-bottom:10px;">
		Learn how a little acronym can save money and the environment</p>
</div>
<p>
	Maybe you&rsquo;re interested in buying an older home or a foreclosure property but don&rsquo;t want to front the cost for improvements such as upgrading an older furnace or water heater. Or maybe you just want to reduce your carbon footprint.</p>
<p>
	Either way, the Energy Efficient Mortgage program</p>]]></description>
      <dc:date>2012-02-01T21:44:49+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[New Year&#8217;s Resolution: Improve Credit]]></title>
      <link>http://www.legacyg.com/news/new-years-resolution-improve-credit</link>
      <guid>http://www.legacyg.com/news/new-years-resolution-improve-credit#When:20:54:36Z</guid>
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	<img alt="" src="http://www.legacyg.com/wygwam/Journal/insight.jpg" style="margin-right: 15px; margin-top:5px; margin-bottom:5px; float: left;" />
	<h1 style="margin:0; padding:0;">
		<strong><span style="font-size:200%;"><span style="color:#00aeef;">Insight</span></span></strong></h1>
	<p style="font-size:130%;padding-bottom:10px;">
		New Year&#39;s resolution: Improve Credit</p>
</div>
<p class="p1">
	The ball dropped in Times Square.&nbsp;Millions of couples embraced. And New Year&rsquo;s resolutions outnumbered the confetti.&nbsp;Learn a musical instrument. Eat healthier. Quit smoking. The list of good intentions we make for the new year goes on and on.&nbsp;But what about improving our</p>]]></description>
      <dc:date>2012-02-01T20:54:36+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Tanya wants to open a coffee shop without getting burned.]]></title>
      <link>http://www.legacyg.com/news/business-space-financing-success</link>
      <guid>http://www.legacyg.com/news/business-space-financing-success#When:16:36:07Z</guid>
      <description><![CDATA[<div style="background-color:#402a12;color:#FFFFFF;width:940px;">
	<img alt="" src="http://www.legacyg.com/wygwam/Capital-Social-Header(1).jpg" style="width: 940px; " />
	<p style="margin-left:38px; margin-top:10px;margin-bottom:20px;width:370px;color:rgb(210,194,154);font-size:18px;">
		Introducing a mortgage lending experience that&#39;s a little different and a lot <b>smarter</b>.</p>
	<div style="width:540px; float:left;">
		<h2 style="font-weight:normal;padding-left:200px;color:#FFFFFF;">
			Meet Tanya.</h2>
		<img alt="" src="http://www.legacyg.com/wygwam/tanya.jpg" style="float: left; margin-left:38px; margin-top:10px; " />
		<p style="width:250px;float:left;margin-left:10px;">
			Tanya wants to open a coffee shop without getting burned.<br />
			<br />
			Her dream space is downtown with exposed cedar beams and big windows. It also needs a new roof and plumbing.<br />
			<br />
			Tanya talks to her Legacy loan officer and gets a capital loan that covers the purchase price</p></div></div>]]></description>
      <dc:date>2012-01-06T16:36:07+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[Sam needs to buy an investment rehab property without losing his shirt.]]></title>
      <link>http://www.legacyg.com/news/investment-property-financing-success</link>
      <guid>http://www.legacyg.com/news/investment-property-financing-success#When:16:18:13Z</guid>
      <description><![CDATA[<div style="background-color:#402a12;color:#FFFFFF;width:940px;">
	<img alt="" src="http://www.legacyg.com/wygwam/Capital-Social-Header(1).jpg" style="width: 940px;" />
	<p style="margin-left:38px; margin-top:10px;margin-bottom:20px;width:370px;color:rgb(210,194,154);font-size:18px;">
		Introducing a mortgage lending experience that&#39;s a little different and a lot <b>smarter</b>.</p>
	<div style="width:520px; float:left;">
		<h2 style="font-weight:normal;padding-left:20px;color:#FFFFFF;">
			Meet Sam.</h2>
		<p style="width:250px;float:left;margin-left:30px;">
			Sam wants to buy an investment rehab property without losing his shirt.<br />
			<br />
			Most mortgage lenders won&rsquo;t even talk to him.<br />
			<br />
			Sam&rsquo;s Legacy loan officer gets him a short-term capital loan with a reasonable interest rate that covers the purchase price and repairs.<br />
			<br />
			Sam</p></div></div>]]></description>
      <dc:date>2012-01-06T16:18:13+00:00</dc:date>
    </item>

    <item>
      <title><![CDATA[The Legacy Journal - Fall 2011]]></title>
      <link>http://www.legacyg.com/news/the-legacy-journal-fall-2011</link>
      <guid>http://www.legacyg.com/news/the-legacy-journal-fall-2011#When:23:34:48Z</guid>
      <description><![CDATA[<p>
	<a href="http://www.scribd.com/doc/69645140/The-Legacy-Group-Fall-Journal" style="margin: 12px auto 6px auto; font-family: Helvetica,Arial,Sans-serif; font-style: normal; font-variant: normal; font-weight: normal; font-size: 14px; line-height: normal; font-size-adjust: none; font-stretch: normal; -x-system-font: none; display: block; text-decoration: underline;" title="View The Legacy Group Fall Journal on Scribd">The Legacy Group Fall Journal</a><iframe class="scribd_iframe_embed" data-aspect-ratio="0.772727272727273" data-auto-height="true" frameborder="0" height="600" id="doc_51124" scrolling="no" src="http://www.scribd.com/embeds/69645140/content?start_page=1&amp;view_mode=list&amp;access_key=key-1lkxby3e4qwgd7bmm02j" width="100%"></iframe><script type="text/javascript">(function() { var scribd = document.createElement("script"); scribd.type = "text/javascript"; scribd.async = true; scribd.src = "http://www.scribd.com/javascripts/embed_code/inject.js"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(scribd, s); })();</script></p>
]]></description>
      <dc:date>2011-10-24T23:34:48+00:00</dc:date>
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