Kevin Hancock - Loan Officer - DFI Lic. # 510-LO-46256 Thank you for visiting my profile! When searching for a lender, it's all about credibility. I have tried to put myself in your shoes and ask, "What should I be looking for as I try to decide who to work with?" There is no simple answer, but I would try to focus on the following factors: Do they seem knowledgeable? Are they local? Do I believe in the company and business model they represent?   These are just a few of the questions I hope you ask yourself as you begin this process. Here is some information about myself and my team that will hopefully give you some of the answers you are looking for.   I am proud graduate of Washington State University, Class of '98. I joined the mortgage industry in 2003 working as a mortgage banker in Bellevue, WA. I now work out of our Silverdale office, and serve clients all over the state of Washington. I work as a member of a lending team with my father, Mike, and our processor, Kristen.   Mike has over 30 years experience in the Real Estate industry, having worked as a Title Officer, Limited Practice Officer, Real Estate Broker, Builder, Developer, and Land-use consultant. Why is all of this experience helpful, you ask? It is not uncommon for issues to surface in a mortgage transaction that fall outside the comfort-zone of your typical loan officer, and when this happens you will discover the value of having a true expert on your side, only a phone call away.  Kristen worked in retail banking for 11 years before joining our team, and her knowledge of that business is an amazing resource in many mortgage lending situations.  Between us, we have over 17 years experience in mortgage lending, and have closed over 1,000 real estate loans.   The company we work for, The Legacy Group, is a respected independent mortgage, capital, and escrow company. We are an employee owned organization, which is committed to helping individuals and families create wealth through residential and commercial lending.   Please don't hesitate to contact me. My only goal is to offer you the highest level of service and expertise available. Thanks for taking the time to read this profile, and please let me know if there is anything I can do for you. I look forward to hearing from you! First-Time Homebuyers; I am also certified to close loans for participants in the Washington State Housing Finance Commission's HOUSE KEY program. This program is an excellent way for first-time homebuyers to qualify for home purchase loans all over Washington State. The program requires a little extra work on the part of the borrower and myself, but it has been worth the work in the six House Key transactions I have closed so far. Please contact me today for more information.