Born and raised in Tacoma, WA.  Earned a BA in Business Administration from Washington State University and later earned my History, English, & Drama Teaching Certificate from Pacific Lutheran University.  My business philosophy requires me to become part of my clients' lives.  I'm not a "transactional" guy, meaning I don't focus solely on getting a deal done and moving on.  Rather, I enjoy building relationships with my clients and becoming their lender, and friend, for life.  I'm here to help my clients get the BEST financing now and I stay with them to help them make smart financial choices in the future.